IRA tools and calculators
Our tools and calculators can help you better understand how to save with an individual retirement account (IRA) and withdraw from those accounts if required.
How much money can you contribute to your IRA?
Answer a few questions in the IRA Contribution Calculator to find out whether a Roth or traditional IRA might be right for you, based on how much you're eligible to contribute and how much you might be able to deduct on your taxes.
And starting in 2020, as long as you are still working, there is no age limit to be able to contribute to a Traditional IRA. The Secure Act, signed into law on December 20, 2019, removed the age limit in which an individual can contribute to an IRA. The top age prior to the law was 70?.
IRA Contribution Calculator
Time to complete: About 1 minute
Should I convert my IRA to a Roth?
Understand the potential outcomes that a Roth conversion could have on your financial outlook so you can decide whether one is right for you.
Roth Conversion Calculator
Time to complete: About 2 minutes